About Our Agency

Simmons Insurance Agency, Inc. strives to help you find the right coverage.

We are your local independent insurance agency.

Home » About Our Agency

The people and things in your life are all important to you. Whether it’s your family, your home, your business, or more, you want to find the right insurance solutions to protect it. That’s where we come in. Together, we’ll help you find the coverage that’s right for you.

48+ Years

in business

50+ Years

combined experience

2nd Generation


We are an independent insurance agency providing a range of personal insurance, business insurance, and agribusiness insurance solutions to meet your needs. Since our founding in 1973, we’ve worked hard to serve and protect our communities so they can achieve their goals and live their lives without worry.

Because we’re independent, we can offer you the power of choice when it comes to insurance. No more shopping online by yourself and hoping you’re getting the coverage and price that’s right for you. We work with you one-on-one to learn your risks, and then we help you find the policy that works for your needs from one of our several top-rated insurance carriers. We’re here to serve you.

Carrier Awards and Recognitions

We’ve won several awards and received recognition from our carriers thanks to our service to you.

Nationwide Insurance Champion Agency
Nationwide Insurance Elite Agency
Nationwide Insurance Local Service Agent Award
Our Mission Statement

At Simmons Insurance Agency, Inc., our mission is to serve you. We strive to help you find the right insurance to meet your needs and budget, offering you the protection and security you deserve.

About Our Agency - Scenic View of a Rustic Wooden Bridge Through a Colorful Forest During the Fall Season with a Bright Blue Sky

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Professional Associations

Two Locations

We have two conveniently located offices in Pilot Mountain, NC, and Mount Airy, NC, to serve our clients throughout North Carolina and Virginia.

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Meet Our Owner

Pam Morgan is the second-generation owner of Simmons Insurance Agency, Inc. On top of her years of insurance experience, she is also a long-time member of Business Network International, and she was named Woman of the Year for the Granite City Chapter of the American Business Women’s Association in 2019.

Meet PamMeet Our Team

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Personalized insurance solutions.
Friendly, knowledgeable service.
Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!